Angela  Whittaker

Angela Whittaker

Mortgage Loan Officer

License #: DRE #02107666 | NMLS #1927081

Direct Realty and Mortgage

Mobile:
707-514-5965
Office:
707-514-5965
Email Me

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Angela Whittaker is a trusted Mortgage Loan Officer and Investor Solutions Partner specializing in creative financing and strategic real estate solutions. She blends traditional lending expertise with an investor-focused mindset, helping clients navigate complex transactions with clarity and confidence.

Her work spans the full homeownership and investment journey. Angela supports first-time and repeat buyers with FHA, Conventional, VA, Jumbo, and Non-QM loan options, including down payment assistance programs. She also helps homeowners evaluate refinancing, HELOCs, and home equity solutions to consolidate debt, fund renovations, or leverage equity for future investments.

When homeowners are preparing to sell or exploring alternatives to listing, Angela provides access to bridge loans, buy-before-you-sell programs, and fast cash offer options, as well as guidance through pre-foreclosure situations such as short sales and equity-based strategies. When a sale or listing is the most effective path forward, she connects clients with trusted, preferred real estate agents to ensure experienced representation and a seamless transition.

Angela also works closely with real estate investors, offering DSCR, bridge, rehab, and portfolio financing while supporting each stage of the investment lifecycle — from identifying off-market opportunities and structuring strong offer packages to coordinating resale strategies post-renovation.

In addition, Angela performs Broker Price Opinions (BPOs) for asset managers and lenders, delivering accurate property valuations and acquisition insight to support foreclosure, short sale, and investment decision-making. Her approach is hands-on, results-driven, and rooted in long-term relationships — focused on helping clients close efficiently, invest strategically, and move forward with confidence.

 

 

License #: DRE #02107666 | NMLS #1927081

Specialty: Homebuyer financing and down payment assistance, Conventional, FHA, VA, Jumbo and Non-QM loans, refinance and equity solutions, and investor-focused lending.

Area Covered: Serving Sacramento, Yolo, Placer, Solano, Contra Costa, Alameda, San Joaquin, Napa, Los Angeles, and surrounding California counties.

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